Jaipur, December, 2018.

HDFC ERGOHDFC ERGO General Insurance Company, India’s third largest non-life insurance provider in the private sector, has been authorized by the Government of Rajasthan to implement the Pradhan Mantri Fasal Bima Yojana (PMFBY) for loanee and non-lonee farmers in the districts of Jaisalmer, Sikar, Tonk, Jaipur, Pali and Pratapgarh, for Rabi 2018.

The scheme will be implemented in these districts for the following crops notified under the scheme by the Government of Rajasthan:
• Jaisalmer – Cumin, Gram, Isabgul, Mustard, Wheat
• Sikar – Barley, Gram, Methi, Mustard, Wheat
• Tonk – Barley, Cumin, Gram, Mustard, Taramira, Wheat
• Jaipur – Barley, Gram, Methi, Mustard, Taramira, Wheat
• Pali – Barley, Cumin, Gram, Isabgul, Methi, Mustard, Taramira, Wheat
• Pratapgarh – Barley, Gram, Isabgul, Masoor, Methi, Mustard, Wheat

PMFBY scheme insures famers against any losses in crop yields arising out of a wide range of external risks such as draughts, flood, dry spells, landslides, cyclones, hurricanes, pest and diseases and many more. For the purpose of determining the loss in the yield, the State government will plan and conduct Crop Cutting Experiments (CCEs) on the notified crops in areas notified for the scheme. In case the yield data, based on CCEs conducted, concludes to be low then the farmers will be considered to have suffered a shortfall in their yield for which the claims will be paid out to the farmers.

The scheme provides insurance cover for all stages of the crop cycle including pre- sowing to harvesting and post-harvest risks. All the products under the PMFBY scheme are approved by the Department of Agriculture, Government of Rajasthan. Farmers from the districts of Jaisalmer, Sikar, Tonk, Jaipur, Pali and Pratapgarh can reach out to their respective banks, Common Service Centres (CSCs) in their district or contact the authorized HDFC ERGO agents to obtain the Insurance cover under the PMFBY scheme for the corps listed above. The details of the validity period to obtain the insurance cover will be available for the farmers on the website of the Department of Agriculture. The last date of obtaining the cover is 31st December 2018 under this scheme.