Jaipur, July,  2021.

HDFC ERGO General Insurance Company, India’s leading non-life insurance provider in the private sector, has been authorized by the Government of Rajasthan to implement the Pradhan Mantri Fasal Bima Yojana (PMFBY) for loanee and non-loanee farmers in the districts of Jaisalmer, Sikar and Tonk for the Kharif season of 2021.

The scheme will be implemented in the districts for the crops notified under the scheme by the Government of Rajasthan mentioned in the table below.

DistrictCropSum Insured/Unit (per/hectare)Farmer Share (in INR)Cut-off date
JAISALMERBajra3407.0068.14July 31st, 2021
Groundnut84319.001686.38July 31st, 2021
Guar6040.00120.80July 31st, 2021
Moong26083.00521.66July 31st, 2021
Moth13466.00269.32July 31st, 2021
Til18671.00373.42July 31st, 2021
SIKARBajra25935.00518.70July 31st, 2021
Cowpea36391.00727.82July 31st, 2021
Groundnut113762.002275.24July 31st, 2021
Guar29642.00592.84July 31st, 2021
Moong44558.00891.16July 31st, 2021
Moth19679.00393.58July 31st, 2021
TONKBajra28781.00575.62July 31st, 2021
Urad32260.00645.20July 31st, 2021
Groundnut62326.001246.52July 31st, 2021
Guar31011.00620.22July 31st, 2021
Jwar16015.00320.30July 31st, 2021
Maize31907.00638.14July 31st, 2021
Moong42460.00849.20July 31st, 2021
Til24992.00499.84July 31st, 2021

PMFBY scheme insures farmers against any losses in crop yield arising out of a wide range of external risks such as draught, floods, dry spells, landslides, cyclones, hurricanes, pests, diseases and others. For the purpose of determining the loss in the yield, the State Government will plan and conduct Crop Cutting Experiments (CCEs) on the notified crops in areas notified for the scheme. In case the yield data, based on CCEs conducted, concludes to be low then the farmers will be considered to have suffered a shortfall in their yield for which the claims would be paid to the farmers.

The scheme provides insurance cover for all stages of the crop cycle including pre-sowing, harvesting and post-harvest risks. All the products under the PMFBY scheme are approved by the Department of Agriculture. Farmers from the districts of Jaisalmer, Sikar and Tonk can reach out to their respective banks, Common Service Centres (CSCs) in their district or contact the authorized HDFC ERGO agents to obtain the insurance cover under the PMFBY scheme for the crops listed above. The details of the validity period to obtain the insurance cover will be available for the farmers on the website of the Department of Agriculture. The cut-off date to obtain the cover under this scheme is July 31st, 2021.

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