Tuesday, January 19, 2021

PaisaDukan Enters into Travel-Loan Segment

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Mumbai, 18 May 2019:Regulated Peer-to-Peer (P2P) lending sector in India is a year-old industry now; however, it has yet not explored its true potential as a supplement to other emerging industries. Travel industry has registered growth of multiple fold sin past few years. With the rise of digital lending,Travel-Loan segment is emerging as one of the fastest growing sector across the world. India’s emerging NBFC-P2P startup PaisaDukan is entering into travel loan segment to extend its support towards digital lending for travel packages by partnering with various travel aggregates. Company sees Travel-Loan as an Emerging Segment for P2P Lending Industry.

Inclination towards personal finance for the purpose of travel is increasing and it accounts a significant size in the lending industry. International travel, frequent weekend getaways and last moment holiday plans have become a trend now. Digital lending has worked as enablerfor these trends due to quick & paperless borrowing. Lending amount for travelling purpose generally ranges from Rs. 25,000 to Rs. 5,00,000 for varied destinations.

“We are in talks with travel aggregators to partner with them. We intend to ensure quick and easy financing to all possibilities within a travel plan, ranging from travel tickets to hotel bookingas well as taxi booking.This will allow travelers to enhance their travelling experience by choosing a better airline, a better hotel or even extending their vacations.” said Mr. Rajiv Ranjan, Founder & CMD, PaisaDukan.

“In some cases, people take travel loan not because they don’t have enough savings but to ensure better travel experience. We are looking for travel business partners to sell popular travel packages with a loan tenure from 3 months to 12 months. We have our own tool to check borrower’s credit worthiness for a quick loan disbursement because last minute holiday plan requires quick accessibility to financing option”, added Mr Ranjan.

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